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LIFE SECURE

Protecting Your Family's Financial Future

Secure a lifelong safety net. Our customized life plans provide pure term security, tax-efficient savings, children milestone funds, and lifetime retirement pension covers.

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Why Life Insurance is Crucial

Your family relies on you for lifestyle comfort and future goals. A robust life insurance policy ensures that in the event of an untimely tragedy, your dependents can pay off outstanding debts, cover monthly expenses, and fulfill educational or marital aspirations without compromise.

Furthermore, premium payments and final payouts are entirely tax-deductible under Sections 80C and 10(10D) of the Income Tax Act.

Key Plan Highlights

  • Term Protection: High cover sum with low premium cost.
  • Income Savings: Double benefit of tax-free growth.
  • Children Care: Pre-scheduled payouts for milestones.
  • Pensions: Guaranteed income for retirement.
  • Returns ULIP: Grow your wealth with market exposure.

Deep Coverage Benefits

Pure Term Security

Secure substantial sums (e.g. ₹1 Crore+) at highly competitive pricing to offset home loans and shield family finances from abrupt distress.

Child Future Savings

Invest systematically to generate guaranteed corpus payouts when your children reach college admissions age, even in your absence.

Pension & Annuity

Relax post-retirement. Convert accumulated savings into immediate or deferred annuity plans that yield lifetime monthly incomes.

What is Covered & What's Not

Ensure you are completely aware of term policy specifics before making commitments.

Standard Inclusions

  • Natural death due to diseases, illnesses, or age-related events
  • Accidental death (often pays double sum assured via riders)
  • Death occurring outside India (applicable worldwide)
  • Terminal Illness payout (accelerated sum release upon diagnosis)
  • Accidental permanent total disability premium waiver riders

Standard Exclusions

  • Suicide within the first 12 months from plan purchase
  • Death arising from war, invasion, or weapons of mass destruction
  • Participation in illegal acts or committing criminal offenses
  • Death while operating/participating in extreme adventure sports
  • Aviation deaths (unless travelling as passenger on scheduled airline)

Our Partners - A Wide Range of Insurers & Lenders to Choose From

Compare policies and get quotes from India's top general, life, health insurance, and financial institutions.