Bypass Waiting Periods & Port Seamlessly

Why Port Your Policy Through Us?

Portability allows policyholders to switch their insurer if they are unsatisfied with claim settlements, premium hikes, co-payment clauses, or customer service, without losing hard-earned benefits.

According to IRDAI guidelines, you must apply for porting at least 45 days prior to your policy expiry date. Our advisors handle the paperwork, coordinate with the new insurer, and ensure your accumulated benefits transfer smoothly.

Portability Guidelines

• Retain NCB: Carry over your accrued No Claim Bonus to get lower premium rates.
• Bypass Waiting: Time spent under your old policy counts toward pre-existing disease waiting limits.
• Timeline Constraint: Submit your request at least 45 days before expiry.
• Zero Charges: Insurance porting consultation through Aadhiraksha is completely free of charge.