VEHICLE INSURANCE

Worry-Free Drives For Your Automobiles

Secure complete safety for your vehicles. Compare private cars, bikes, and complex commercial automobiles (buses, lorries, JCBs, cranes, dumpers) with zero-depreciation and cashless repairs.

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Why Motor Insurance is Mandatory

As per Indian Motor Vehicles Act, Third-Party insurance is legally compulsory for every vehicle operating on public roads. Beyond compliance, a Comprehensive Plan (including Own-Damage) protects your valuable investment from heavy financial repair costs following traffic collisions, natural disasters (hail, cyclones), and thefts.

For businesses, we secure specialized policies mapping special-utility fleets like cranes, road rollers, school buses, load dumpers, and agricultural tractors.

Key Plan Highlights

Full & Third Party: Protect self assets and legal liabilities.
Owner-Driver Cover: Mandatory ₹15 Lakhs accident shield.
JCB, Crane & Dumper: Customized construction vehicle covers.
Bus & Lorry Cover: Fleet policies for logistics & passenger transits.
24/7 Road Assistance: Towing, puncture, key recovery help.

Deep Coverage Benefits

Cashless Repairs

Admit your vehicle directly. Partner with over 5,000 cashless network garages across India for hassle-free accident repair settlements.

Zero Depreciation

Save out-of-pocket costs. Avoid depreciation cuts on fiber, glass, rubber, and metal parts during claims, getting full values.

Special Fleet Covers

Comprehensive commercial safety. Covers third-party risks and internal machinery components of complex rigs (cranes, JCBs, tractors).

What is Covered & What's Not

Clear motor policies inclusions to support seamless roadside claims.

Standard Inclusions

Loss or damage due to accidents, collisions, self-ignition, or lightning
Theft or burglary of the complete vehicle (Claim settled on IDV)
Third-party legal liabilities (covers properties damage & injury lawsuits)
Natural disasters (floods, cyclones, earthquakes, landslides)
Towing costs to the nearest network workshop (up to standard limits)

Standard Exclusions

Driving the vehicle without holding a valid Indian driving license
Damages occurring while driving under the influence of alcohol/drugs
Mechanical or electrical breakdowns not resulting from traffic collisions
Normal aging, wear and tear of tires, tubes, or battery components
Consequential losses (e.g. driving through water causing engine lock)